MGM Rewards vs Caesars: Which is better? - nerd wallet (2023)

You are probably familiar withHotel frequent flyer and loyalty programs, but you might not know that casinos are in the rewards game too. With the two biggest programs, Caesars Rewards and MGM Rewards, you earn rewards based on how much you spend at casinos, hotels and even restaurants.

We compared MGM Rewards with Caesars to see which option ended up being the best based on the following criteria:

  1. program scope.

  2. earn rewards.

  3. Elite Status Benefits.

  4. credit cards.

  5. Hotelpartner-Elite-Status-Matches.

  6. Partner Rewards Benefits.

Let's see if you agree when deciding which one is best for you.

program scope

Outreach Program Winner: Caesars Rewards

MGM rewardsis the loyalty program for all 32 MGM Resorts hotels, includingKult-Casinos in Las Vegassuch as Bellagio, Mandalay Bay, The Mirage and MGM Grand. Outside of its Las Vegas base, you'll find eight MGM Resorts properties in various US states, as well as a handful of international casinos in Macau.

Caesars Rewardsis the loyalty program of Caesars Entertainment, another industry giant. You can earn and redeem Caesars Rewards at over 50 destinations in 17 states, as well as international locations in Dubai and Canada. In addition to Caesars-branded locations, Caesars Rewards also includes popular brands such as Harrah's and Horseshoe.

" To know more: Here's How to Save on Your Next Trip to Las Vegas

(Video) MGM vs Caesars Credit Card 2022

earn rewards

Reward Collection Winner: MGM Rewards

An important feature of any loyalty program is the rate at which you are rewarded for your loyalty.

With the introduction of the newMGM-TreueprogrammStarting in February, MGM Rewards members will earn MGM Rewards points (instead of Express Credits) on gaming, dining and hotel stays. Slots, video poker and lottery games also earn slot dollars in addition to MGM Rewards points.

MGM Rewards vs Caesars: Which is better? - nerd wallet (1)

MGM Rewards does not publish its formula for calculating in-game rewards. Instead, MGM states that you earn points based on game length, game type, and average stake. Earn 1 MGM Rewards point for every US dollar spent on restaurant and hotel stays. Since MGM Rewards points are worth 1 cent each, you actually get a 1% return on your non-gaming spend.

In the Caesars Rewards program, a traditional slot machine earns 1 reward credit for every $5 you play. On most video poker machines you must have $10 in play to receive 1 reward credit. For table games, you receive bonus credits based on game length, average stake and game type. On hotel and restaurant bills, Caesars Rewards members receive 1 reward credit for every US dollar spent.

Caesars Rewards points are worth up to 1 cent each. But some popular redemptions, from gift cards to free games, only offer half that amount. For example, you need to redeem 1000 reward credits for $5 worth of free games. That means your hotel and restaurant spend will net you just 0.5 cents in free games for every $1 you spend, half of what MGM rewards for the same type of spending.

Elite Status Benefits

Elite Status Benefit Winner: Caesars Rewards

MGM Rewards and Caesars Rewards offer elite status to frequent players. They grant a variety of benefits such as accelerated points collection, room discounts, resort fee waivers, and priority lines that can really save you time. MGM Rewards and Caesars Rewards elite status come in different tiers, with benefits increasing as you move up the ladder.

For reference, compare the benefits for the third level of elite status: MGM Rewards Gold and Caesars Rewards Diamond. With both programs you get:

  • Resort fees are waived.

  • $100 feast.

    (Video) Credit Cards: Caesars Rewards vs M Life (MGM)

  • Gift Shop Discounts: 20% off Caesars Rewards Diamond vs. 10% for MGM Rewards Gold.

  • Dedicated check-in and restaurant lines.

  • Free parking including free valet service at select locations.

Plus, with the Caesars Rewards Diamond you are guaranteedZimmer in Las Vegasor Atlantic City 72 hours in advance, 15% off best available room and suite rates, access to the VIP Laurel Lounge, two free nights at Caesars Palace Dubai and up to $260 in free online sports betting per year.

Meanwhile, MGM Gold Elite will receive a room upgrade upon check-in. While room upgrades are absent from the published benefits for Caesars Diamonds, room upgrades can generally be awarded at check-in.

credit cards

Credit Card Winner: MGM Rewards

Both MGM and Caesars offer co-branded credit cards that allow you to earn points for everyday purchases, as well as bonuses in certain categories. These letters areRecompensas MGM Mastercardit's atCaesars Rewards Visa Credit Card.

Comparing the two, the advantage goes to MGM, although Caesars pays slightly better rewards. Caesars offers 5 points per dollar spent internally, while the MGM Rewards card earns 3 points per dollar at MGM Resorts Destinations.

But the best part is that the MGM Rewards credit card has Pearl status and earns elite-level credits and offers reward points, whereas Caesars does not either.

" To know more: The best travel credit cards right now

Hotel Partner Elite Status Matches

Hotel Partner Elite Status Match Winner: MGM Rewards

Even if you're not a player, you can still enjoy the elite benefits of MGM Rewards and Caesars Rewards through their status matching partnerships with hotels. Both rewards programs partner with major hotel brands to enable each other's elite status.

Caesars Rewards offers mutual status matchingWyndham Rewards🇧🇷 Both programs use similar layer names, so the state matches are easy to remember.Elites Wyndham Rewards PlatinumYou earn Caesars Rewards Platinum status (and vice versa). The same goes for the Diamond Elite.

MGM Rewards is a membershipMundo de Hyattto get reciprocal points and state matching. Hyatt Discoverist Elites Match MGM Rewards Pearl WhileHyatt Explorist and Globalistaconcurrently with MGM Rewards Gold.

donate ofWorld of Hyatt credit cardEarn free World of Hyatt Discoverer status. This means that only with this card can you earn MGM Rewards Pearl status.

(Video) How to Earn Caesars Diamond in a Day: 4 Easy Hacks to Earn Diamond Status 💎 🎰

Crítica NerdWallet

To know more

That's enough to get you free parking and free Las Vegas show tickets exclusively for MGM Rewards members.

also theMGM e Hyatt Associationallows members to earn World of Hyatt points while earning MGM Rewards-level credits on eligible spend at MGM Las Vegas destinations.

" To know more: Today's Most Valuable Hotel Rewards Programs

Partner Rewards benefits

Member Rewards Benefit Winner: Caesars Rewards

Both MGM and Caesars work with other travel providers to provide benefits to elite members.

Caesars Rewards elite members receive discounts on Norwegian cruises, a complimentary night at Atlantis resorts inAs Bahamasand two free nights at Caesars Dubai. Benefits depend on your Caesars status, with Norwegian Cruise discounts ranging from 10% to 30% and free stays on Atlantis ranging from two to five nights. Upon reaching the top level of Caesars Seven Stars, you can take a "Congratulations Journey" with youNorwegian cruise lineHowever, details about this benefit are scarce.

MGM-Partner mitroyal caribbeanand Celebrity Cruises to offer shipboard credit and welcome service to Gold Elites and above. MGM Platinum Elite members also receive a free three- to five-day Bahamas or Caribbean cruise for two in an ocean-view stateroom annually. Invitation-only NOIR members receive an upgrade to a balcony stateroom for a seven-night cruise.

And the winner is …

Based on these six criteria, the battle between MGM Rewards and Caesars Rewards ends in a 3-3 tie. Since each player has different factors that are important to them, winning depends on which perks you value most.

When playing for pay, MGM Rewards offers a higher return than Caesars Rewards. If you work best with Hyatt and Royal Caribbean and earn Tier Credits through credit card spending, many will find MGM Rewards the most rewarding loyalty program.

(Video) MGM vs Caesar’s: I Was WRONG - Here’s Why...

But where you live and where you like to travel may make Caesars Rewards a better choice. Caesars has properties across the United States. If you don't live near Las Vegas or are traveling to Las Vegas, you are probably closer to a property where you can enjoy the benefits of Caesars. And when you can take advantage of freebies like a free stay at Atlantis in the Bahamas and Caesars Dubai, Caesars Rewards can really come out on top.

How to maximize your rewards

You want a travel credit card that puts what's important to you first. Here are our tips for that.The best travel credit cards of 2022, including the best for:

  • Flexibility, points transfer and a great bonus: Tarjeta Chase Sapphire Preferred®

  • No annuity:Bank of America® Travel Rewards Credit Card

  • Flat Fare Travel Awards:Capital One Venture Rewards credit card

  • Additional travel rewards and high-level perks: Reserva Chase Sapphire®

  • Luxury benefits: American Express Platinum Card®

    (Video) Caesars Rewards Tier Credits = FREE ROOMS! How to earn Caesars Rewards

  • Business travelers: Ink Business Preferred® credit card


Which casino rewards program is best? ›

Best Players Club (2022)
  • MGM Rewards. MGM Resorts. ...
  • Caesars Rewards. Caesars Entertainment. ...
  • Live! Rewards. ...
  • Advantage Play. Coushatta Casino Resort. ...
  • Wild Card Rewards. Hard Rock Hotel & Casino Atlantic City. ...
  • Momentum. Mohegan Sun. ...
  • Ocean Rewards Club. Ocean Casino Resort. ...
  • Star Card. Resorts Casino Hotel.

Is the MGM Rewards program worth it? ›

Bottom Line: For most people, the MGM Rewards card isn't worth it. There are so many other entertainment and travel rewards credit cards out there that offer more benefits and higher-earning capabilities than this card.

How much is 10,000 MGM points worth? ›

Plus, as a new cardmember, you have the opportunity to earn 10,000 bonus points ($100 value) for spending $1,000 in your first three billing cycles after your account is opened! *Bonus Tier Credits are NOT earned for spending $1,000 in the first three billing cycles.

Will Caesars match MGM Rewards? ›

If you are Caesars Diamond or Diamond Plus, you can expect a match to MGM Rewards Gold. Diamond Elite and Seven Stars get MGM Platinum. The match includes just about any casino, though.

How much is 5000 Caesars Rewards credits worth? ›

Members with a Tier of Platinum or above, may gift Reward Credits twice a year at 5,000 credits ($50.00) each time or once at 10,000 credits.

Which casino has the fastest withdrawal? ›

Top 3 Fastest Casinos for Payouts
  • Caesars Casino. Average Payout Speed: Less than 48 hours. ...
  • FanDuel Casino. Average Payout Speed: Less than 48 hours. ...
  • BetMGM Casino. ...
  • Average Payout Speed. ...
  • Banking Options. ...
  • Casino Game Selection. ...
  • PayPal, Venmo, Debit Card. ...
  • Play+ Prepaid Card, Cash at the Counter.

Which online casino has the best payouts payout percentages? ›

Best Payout Percentages by Casino
RankCasinoWin rate
#1BetMGM Casino95.73%
#2Caesars Casino97.65%
#4FanDuel Casino96.27%
6 more rows

What credit score do you need for MGM Rewards card? ›

You'll need at least "good" credit for GM Rewards Card approval, which means a credit score above 700.

How much do you have to spend to get platinum Mlife? ›

M Life Rewards elite status
Status tierTier Credits required through Dec. 31, 2020
Pearl20,000 (normally 25,000)
Gold60,000 (normally 75,000)
Platinum160,000 (normally 200,000)
NOIRBy invitation
1 more row
Aug 6, 2020

Is the Mlife rewards card worth it? ›

Is the MGM Rewards Credit Card (Mlife credit card) worth it? The MGM Rewards MasterCard is a decent option for MGM Mlife fans if they're looking for a fee free credit card with a few perks for casino visits and another way to earn tier credits towards tier level status.

Does Caesars match MGM status? ›

Step 3: Match Your Caesars Diamond To Wyndham Diamond

Wyndham and Caesars have the same reciprocal relationship as Hyatt and MGM, which means as long as you have elite status at 1, you have it at the other. Matching them together is instant.

How many MGM points per dollar? ›

Members earn points and tier credits for purchases including entertainment, dining, and room stays at all MGM Rewards destinations, with 4 tier credits plus 1 MGM Rewards point per $1 spent on eligible purchases. For gamers, you'll also earn points based on your slot play, video game library, and table game play.

How do you get MGM points fast? ›

Earn MGM Rewards Points on entertainment, dining and room stays at MGM Rewards properties. Earn Slot Dollars when you play Slots, Video Poker and Video Lottery Terminals at MGM Rewards properties. Lowest rate guarantee when booking rooms directly.

Is Diamond status worth it Caesars? ›

As a Diamond, you get tons of great perks like cheap rooms with no resort fees in the center of the Vegas strip! When you earn 5,000 tier credits in a day, you get a 10,000 tier credit bonus for a total of 15,000 tier credits and Diamond status. But with a few tips, you can shortcut your way to Diamond status.

Can my wife use my Caesars Rewards card? ›

A Member may not allow any other person to use his or her Caesars Rewards card or access his or her account. Caesars Rewards cards are non-transferable.

Who matches Caesars diamond status? ›

Wyndham Rewards®

Diamond and Seven Stars members will match to Diamond level in Wyndham Rewards. Wyndham Rewards Platinum and Diamond members will also be able to match their status in Caesars Rewards.

How much do you have to gamble to be a 7 star? ›

Diamond Plus: 25,000 Tier Credits. Diamond Elite: 75,000 Tier Credits. Seven Stars®: was 150,000 Tier Credits. (Status is by invitation only, after earning required Tier Score and must be in good standing with the casino.

Is Caesars Seven Stars worth it? ›

A: Simply stated, Seven Stars benefits and privileges exceed those of all other player's tiers. Seven Stars members are Caesars Rewards' very best guests, therefore they receive the very best service we can deliver.

Can you cash out Caesars bonus money? ›

Once the wagering requirements of the Promotion are met, any Bonus Cash winnings are available for withdrawal.

What day do casinos payout the most? ›

Payouts are higher throughout the weekend: Many gamblers believe payouts are higher on Saturday and Sunday due to a higher turnout during the weekend so that casinos can encourage more spending.

How fast is BetMGM withdrawal? ›

All withdrawals have an internal review period of up to 5 days (in most cases). Once approved, your funds will be credited according to your payment provider's processing time, referenced in the chart below. There are a few reasons why a withdrawal may be delayed.

What is the easiest way to win at a casino? ›

As far as casino games go, here are the things you can do to win a little more (or lose a little less).
  1. Find The Best Games. ...
  2. Find The Best Machine. ...
  3. Find The Best Payouts. ...
  4. Find A Two-Seater. ...
  5. Know When To Bet The Max, Or To Bet Less And Play More Lines. ...
  6. Walk Away After You Win. ...
  7. Take Breaks. ...
  8. Don't Chase Losses.
Oct 3, 2018

What online casino do people win the most? ›

Top 6 Best Payout Casinos Compared
  • Caesars. 97.8% <48 hours. 100+ 88 Fortunes. $100 match + $10 free.
  • FanDuel. 96.27% < 48 hours. 350+ Divine Fortune. ...
  • Ocean. 96.71% < 72 hours. 325+ Wheel of Fortune. ...
  • BetMGM. 98.3% < 72 hours. 800+ MGM Grand Millions. ...
  • Hard Rock. 96.22% < 48 hours. 520+ Raging Rhino. ...
  • Bally.
Jul 14, 2022

What casino game has the highest percentage of winning? ›


Blackjack has the best odds of winning, with a house edge of just 1 percent in most casinos, Bean said. Plus, you are playing against only the dealer, not hooded poker champions. "Blackjack is one of our easiest games to play," Bean said.

Which online slots win the most? ›

Which Online Slots Machine Wins the Most? Statistically, a high-RTP online slot game has the highest winning odds over the long run. Some of the popular options with a high payout percentage include 777 Deluxe with 96% RTP, Jungle Stripes with 97.03%, and Cyberpunk City with an impressive 98.2% RTP.

Does applying for casino credit hurt your credit score? ›

An application for a casino line of credit most likely will result in a hard inquiry on your credit file, which can drop it a few points temporarily. Past-due payments and balances associated with these credit lines are not reported back to the consumer credit bureaus.

Does casino credit affect credit score? ›

But it doesn't work the other way; the player's casino credit is never reported to Experian, TransUnion or Equifax, and his gambling losses, however great, will have no impact on his ability to qualify for an outside loan, provided those losses don't affect his general creditworthiness.

Is it hard to get approved for casino credit? ›

If you have never had casino credit before and have reasonable credit (credit score well over 600 with no 60-day delinquents) you can expect to get $5,000 without too much trouble. The higher your annual income and score, the more you can obtain.

How many MGM tier credits do you need for a hotel stay? ›

With MGM Rewards, you'll earn 4 tier credits and 1 MGM Rewards point per $1 spent on eligible hotel stays and dining across all tiers at all MGM Resorts destinations.

Does MLife do anything for birthdays? ›

Gambling Birthday Promotions and Freeplay:

Ellis Island – $10 FreePlay on your actual birthday. Excalibur – $20 FreePlay with an MLife Card within 1 week of your birthday. MGM Grand – $25 FreePlay with an MLife Card within 1 week of your birthday.

Does MLife send you a card? ›

Every hotel that is part of mlife has a MLife counter on the casino floor where they will print you a card. They will ask you for your identification and they simply print you one on the spot.

Can you lose your Mlife tier status? ›

From the FAQ on the Mlife web site: "Tiers expire on October 1 each year. Tier Credits earned from October 1 to September 30 qualify you for your tier beginning each October 1. If you advance to a higher tier at any time, you'll enjoy those benefits for at least one full year."

How many credit card should you have? ›

If your goal is to get or maintain a good credit score, two to three credit card accounts, in addition to other types of credit, are generally recommended. This combination may help you improve your credit mix. Lenders and creditors like to see a wide variety of credit types on your credit report.

Can someone else use my Mlife card? ›

yes you can. 2. Re: Can I give my M Life Card to someone else to use in Vegas?

How long does Caesars tier status last? ›

The more you use your Caesars Rewards card, the faster you earn Tier Credits. As you elevate your Tier Status, benefits become even more exclusive. Your Tier Credits always reset to zero on January 1, because status must be earned each year to maintain your status the following year.

How to get Caesars Diamond Status Match 2022? ›

New Caesars Rewards® members, present your valid eligible VIP loyalty card from select competitors at any Caesars Rewards Center between February 1 – December 31, 2022, earn one hundred (100) Tier Credits, and you will be matched to Diamond status valid through January 31, 2023.

Can you win money playing Caesars Slots? ›

Caesars Slots is intended for those 21 and older for amusement purposes only and does not offer 'real money' gambling, or an opportunity to win real money or real prizes based on game play. Playing or success in this game does not imply future success at 'real money' gambling.

How many dollars is 100000 points? ›

100,000 Chase points are worth $1,070 with most Chase credit cards, whether you spend them on travel, cash back, gift cards, experiences or shopping. With a few Chase cards, 100,000 points can be worth 25% - 50% more when redeemed for travel through Chase Ultimate Rewards.

How much is 5000 points worth? ›

Value of 5,000 Southwest Points vs. The Competition
Rewards ProgramValue of 5,000 Points/MilesAverage Value per Point/Mile
American Airlines AAdvantage$671.34 cents
Delta SkyMiles®$64.51.29 cents
Lufthansa Miles & More$94.51.89 cents
United MileagePlus$64.51.29 cents
2 more rows
Nov 16, 2022

How many dollars is 80000 points? ›

At minimum, points are worth 1 cent each when redeemed as cash back or a statement credit. Therefore, you can expect 80,000 Ultimate Reward points to be worth at least $800.

How do you get free money at MGM casino? ›

$50 BetMGM Casino Freeplay

Through an exclusive offer with BetMGM Casino, new sign ups that use the promo code USBETS can start out with a $50 casino freeplay. After completing new player registration the $50 freeplay will arrive in the users account, and it will be available for three days.

Do Caesars Diamond members pay resort fees? ›

Waived resort fees

Caesars Rewards doesn't charge Diamond members (and higher) resort fees on one room per stay. If you book directly, Caesars Entertainment waives the resort fee during the booking process.

How much do you have to gamble to be a diamond member? ›

For example, slots earn 1 tier credit for every $5 (some machines pay less), video poker earns 1 tier credit for every $10 (some machines pay less), and hotel stays earn 5 tier credits for every $1. Reaching Diamond status via gambling would require $75,000 on slots, $150,000 on video poker, or $3,000 in hotel charges.

How much is 5000 Caesars Rewards? ›

Simply stop by the Caesars Rewards Center with valid ID, to redeem your Reward Credits for free play. Members with a Tier of Platinum or above, may gift Reward Credits twice a year at 5,000 credits ($50.00) each time or once at 10,000 credits.

Do Caesars Rewards members get free parking? ›

Complimentary Parking Benefits

Platinum status members receive complimentary self & valet parking at select Caesars Rewards destinations. The Caesars Rewards Visa Card cannot be used to validate parking. Guests must scan their Caesars Rewards card to receive the complimentary parking benefit.

Can I use someone else's MGM Rewards card? ›

Neither accrued MGM Rewards Slot Dollars, MGM Rewards Points, or Tier Credits, nor MGM Rewards benefits are transferable by a member (i) upon death, (ii) as part of a domestic relations matter, or (iii) by operation of law.

Can Caesars guests use any pool? ›

Can you use any hotel pool in Vegas? Taking a dip at any Las Vegas pool depends on their policies and which hotel you've chosen for your vacation. Caesars allows guests at any of their properties to pool hop from hotel to hotel.

What are the 4 types of rewards program? ›

4 types of loyalty programs and their benefits
  • Tiered loyalty program. Tiered loyalty programs separate benefits into different levels, with more rewards offered to customers in higher program tiers. ...
  • Subscription-based loyalty program. ...
  • Value-based loyalty program. ...
  • Points-based loyalty program.
Aug 19, 2022

Are rewards programs worth it? ›

The incentive of free stuff or dollars off your next purchase goes a long way for the average shopper—especially if it's a brand you love. Just be aware that loyalty programs aren't always in favor of the customer. Some are designed to help the retailer earn even more money.

What casino apps give you free money? ›

Once given, the players have 7 days to complete the wagering requirement before the bonus expires.
  • BetMGM Casino: Free $25 on Registration.
  • Borgata Casino: Free $20 on Signup.
  • DraftKings Casino: Free $25 on Registration.
  • Unibet Casino: Free $10.
  • 888Casino: $20 Free.
  • Hard Rock Casino: 50 Free Spins.
Oct 7, 2022

Are cash rewards worth it? ›

Are rewards credit cards worth it? In most cases, yes, as long as you're not carrying a balance and the annual fee (if the card charges one) is less than the value of the rewards you earn each year. Here's what you need to consider.

What are the disadvantages of rewards program? ›

A reward system's biggest (assumed) disadvantage is that it leads to increased costs, which is untrue. Company expenditures may increase as a result of employee rewards. However, it is only the case when a company only considers a system that holds high monetary value against it to be effective.

What are the best reward and recognition programs? ›

  • Rewards and Recognition Ideas.
  • Recognition. Birthday celebrations. Peer-to-Peer Appreciation. Improve your employee engagement in less than two minutes. Monthly newsletters with employee success stories. Give a Shout-Out. ...
  • Rewards. Tailor-made rewards. Monetary Incentives. Creative Rewards. Learning and development Rewards.

What are the 3 main types of credit card rewards? ›

Credit cards generally offer one of three reward structures: cash back, points or miles. The type of rewards you earn depends on the card you have.


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